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P F b a N k

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Updates:

Earn up to 4% on your Savings Account balance with Poan Financial Bank.

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Dear customer,We are excited to introduce our new Video KYC facility, making it easier for new customers to open a savings account with us

Frequently Asked Questions

Find answers to all your queries about our service.

  • What is the minimum balance requirement?

    The minimum balance requirement varies depending on the type of account you hold. For a basic savings account, it is typically $500, while premium accounts may have higher requirements. Please refer to your account details or contact customer service for specific information.

  • When will I receive my account statement?

    Account statements are typically issued on a monthly basis. You will receive your statement either via email or postal mail, depending on your preference. You can also access your statement anytime through our online banking platform.

  • Can I use any branch across US?

    Yes, you can use any branch across US for most banking services. However, certain transactions and services might be specific to the branch where your account was initially opened. For more details, please check with your local branch or our customer support team.

  • How secure is our net banking service?

    Our net banking service uses advanced security measures to protect your account information. We employ encryption, multi-factor authentication, and regular security audits to safeguard your data. For added security, we recommend regularly updating your passwords and monitoring your account activity.

  • What is the rate of interest on savings accounts?

    The interest rate on savings accounts varies depending on the account type and prevailing market conditions. Typically, it ranges from 0.5% to 2.5% annually. For the most current rates, please visit our website or contact our customer service department.

  • How do I update my personal information?

    You can update your personal information by visiting your nearest branch or logging into your online banking account. For security reasons, you may be required to provide identification documents. Please contact customer support for detailed instructions.

  • What should I do if I forget my online banking password?

    If you forget your online banking password, you can reset it by using the “Forgot Password” option on the login page. You will need to verify your identity through email or phone. For additional assistance, please contact our support team.

  • How can I report a lost or stolen debit card?

    To report a lost or stolen debit card, immediately contact our customer service department. We will block your card to prevent unauthorized transactions and issue a replacement card. Ensure you provide details of the card and any recent transactions for security purposes.